At Bournakis and Mitchell, P.C., we know that the bankruptcy process can be complex and you may have questions about what your life will look like when the process is done. While the specifics depend on what your situation was before filing and what chapter of bankruptcy you went through, the process can greatly help you regain your financial freedoms.
After your bankruptcy proceedings have ended, you can regain your life free from debt. By keeping your property and your assets, you can rest assured that you life isn’t disrupted more than it has to be.
Call (706) 350-6075 to speak to one of our knowledgeable Northwest Georgia bankruptcy lawyers. We have offices in Cartersville, Dalton, and Rome for your convenience.
Bankruptcy can have a negative effect on your credit, but the effect greatly depends on your position prior to filing. A Chapter 7 filing will be reported on your credit for ten years from file date, whereas a Chapter 13 will be reported on your credit for seven years from the file date.
In our experience, a potential client’s FICO score is already suffering before they file for protection, which means that the bankruptcy filing will not affect their scores greatly. Most often bankruptcy is the quickest solution to gaining control of your finances and rebuilding your credit. Your ability to obtain credit after discharge will be depend upon how diligent you are in rebuilding it through careful financial planning and responsible use.
For personalized representation and more information about how bankruptcy can help you, let our Northwest Georgia bankruptcy lawyers help. We have years of combined experience and professional knowledge to help you discover what your life can look like after bankruptcy.
Schedule your free initial consultation by calling (706) 350-6075 today.